Protecting corporate credit: Inser's immediate solutions
Protecting corporate credit: Inser's immediate solutions
In today's turbulent economic landscape, businesses face unprecedented challenges, one of which is credit protection
More 6% in 2023 and more 10% in 2024. These are the numbers of global corporate insolvencies according to a recent study by Allianz Trade, which adds a small caveat: the figure is set to rise. Going even more specific, more than 8 thousand cases of legal insolvencies are expected in Italy at the end of the current year (the increase from 2022 is 15%) and more than 10 thousand during 2024.
The causes may be subject to different factors, among them prolonged pressure on profitability, reduced cash reserves, and restrictive financial conditions that have been prolonged longer than expected.
These numbers should give pause for thought about how extensive and real the insolvency system is, especially at the end of the last, difficult economic period.
Since businesses are the growth engine of society, we believe that protecting and controlling credit are among the main actions for the development of businesses, thus the country. Through its specialized team, Inser supports you in finding the best credit protection insurance coverage, providing effective tools against the risk of default, and does so through policies tailored to each company.
These include:
Short-term trade credit insurance
This is a type of policy that covers losses resulting from the non-repayment of trade receivables that have short-term deferrals: if the customer is found to be insolvent, trade credit insurance can cover losses up to a specific amount.
Medium- to long-term credit insurance
It follows the same principle as short-term credit protection, but is designed to insure the business over a longer period, up to a maximum of 60 months. It is a suitable form of policy for companies managing long-term contracts.
Export credit insurance
It is a form of protection for leading export companies, and covers the risks associated with international transactions even on the individual customer-including any risks of political instability in foreign countries.
Credit insurance for small businesses
Inser is working daily to ensure that even small and very small businesses can benefit from the necessary protection, offering greater financial security against non-payment. These are policies tailored to each client's needs.
Constant monitoring
In addition, we offer services aimed at assessing the risk associated with your debtors through analysis of their financial strength and economic conditions that may change over time, as well as providing ongoing advice and support to develop the best credit management strategy.
At a time in history when economic challenges are multiplying, relying on a trusted partner becomes essential to the survival and success of your business. As a result, credit protection becomes the key strategy to ensure the resilience and prosperity of Italian businesses.
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New acquisition for Inser Spa in Friuli-Venezia Giulia: EnneEmme srl joins the Group
New acquisition for Inser Spa in Friuli-Venezia Giulia: EnneEmme srl joins the Group
Inser is still growing in Friuli-Venezia Giulia thanks to the recent acquisition of EnneEmme Srl, a brokerage company founded in 2009 by Dott. Marcello Nobile
EnneEmme has consolidated over time a valuable and close relationship with customers, and with the entire Friuli market, ensuring over time a personalized and tailored advice for the protection of its policyholders, also thanks to the application of technical specifications of "Risk Management and Loss Prevention".
For over forty years, Inser has been guaranteeing an innovative and high-standing brokerage service throughout the country, as well as a constructive dialogue with all client companies, focusing on relationships and human relationships; a real model of proximity consulting, able to protect the communities and businesses that have chosen to share their path with our consultants. There is therefore great enthusiasm in sharing this news, but also the certainty that the acquisition of EnneEmme srl will contribute to a more decisive and interesting competitiveness in the Friulian territory.
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Investing in culture: Inser and support for Lorenzo Lotto’s exhibition in Bergamo
Investing in culture: Inser and support for Lorenzo Lotto’s exhibition in Bergamo
We have always considered culture as the engine of the development of society and as a space for individual and collective growth.
For us, investing in culture means giving value to the past, strengthening the present and directing the future on the tracks of progress. For this reason, when we had the opportunity, within Bergamo and Brescia Italian Capitals of Culture, Inser helped promote the exhibition of "The letters of Lorenzo Lotto and the inlaid choir of Santa Maria Maggiore"from 13 April to 31 May 2023 at the Basilica of Santa Maria Maggiore, in Bergamo.
The growth of a community comes above all from the attention that, as a society, we turn to the culture, cradle and history of our civilization. We thank those who gave us the prestigious opportunity to contribute to exposing the letters and, consequently, to increase the spaces and cultural opportunities of the city of Bergamo
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Inser: a fundamental support to the 2nd Galileo Padel Cup of the Lions Club Padova Galileo Galilei
Inser: a fundamental support to the 2nd Galileo Padel Cup of the Lions Club Padova Galileo Galilei
Inser, a company that has always been committed to social and community issues, has supported the 2nd Galileo Padel Cup, a charity amateur Padel tournament organized by the Lions Club Padova Galileo Galilei.
The event took place on Saturday, October 14 at the Guizza Padel Center, in via Guido Gozzano in Padua.
It was an initiative that highlighted the importance of joining forces to help those who need it most: the whole day, in fact, was organized to support the service of the Galileo Galilei Padua Lions Club dedicated to Childhood Autism.
Inser enthusiastically embraced this charitable cause, recognizing the importance of helping to improve the lives of the children and families involved.
For us and for all the participants it was an extraordinary day in which the passion for sport was combined with support for others.